Compare insurance: car, home, life & health

Side-by-side comparisons of leading UK insurers — typical price ranges, key features and ratings — with quote links so you can switch in minutes.

How to read this page: Price ranges are illustrative estimates based on 2026 UK market averages (e.g. ABI, comparison-site indices) and will vary with your age, location, cover level and history — they are not quotes. Ratings are our indicative editorial scores. Some “Get Quote” buttons are affiliate links: we may earn a commission if you get a quote or buy a policy, at no extra cost to you.
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Car Insurance

UK average: ~£560/year (ABI, Q1 2026)

Comprehensive cover from leading UK motor insurers. Switching at renewal is one of the easiest ways to cut your premium.

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Rooster Car Insurance

★★★★☆4.3 / 5
£28–£45/mo*
pay-per-how-you-drive
  • Usage-based pricing via a driving app
  • Safe drivers can save up to 40%
  • Quotes valid 30 days, no demographic penalty
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Via GoCompare

Admiral

★★★★☆4.4 / 5
£40–£58/mo*
multi-car discounts available
  • MultiCar & MultiCover bundle discounts
  • 5★ Defaqto rated products
  • Established UK insurer with app management
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Via MoneySuperMarket

Aviva

★★★★☆4.3 / 5
£45–£62/mo*
online quote discount
  • Courtesy car & guaranteed repairs network
  • Optional breakdown & legal add-ons
  • One of the UK’s largest insurers
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Via GoCompare

Hastings Direct

★★★★☆4.1 / 5
£36–£52/mo*
budget-friendly
  • Competitive premiums for many drivers
  • Manage everything in the Hastings app
  • Optional YouDrive telematics for new drivers
Get Quote
Via MoneySuperMarket

LV= (Liverpool Victoria)

★★★★☆4.5 / 5
£44–£60/mo*
strong claims satisfaction
  • Consistently high customer satisfaction
  • 5★ Defaqto comprehensive cover
  • Uninsured driver promise included
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Want to see your own price across dozens of car insurers at once?

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Home Insurance

UK average: ~£375/year combined (Q1 2026)

Buildings and contents cover from leading insurers. Combined policies are usually 10–20% cheaper than buying each separately.

Via GoCompare

Aviva

★★★★☆4.3 / 5
£18–£28/mo*
combined buildings + contents
  • New-for-old contents replacement
  • Optional accidental damage & home emergency
  • Established claims handling network
Get Quote
Via GoCompare

Admiral

★★★★☆4.4 / 5
£15–£26/mo*
multi-cover discounts
  • Bundle with car insurance to save
  • 5★ Defaqto rated home products
  • Flexible contents & valuables limits
Get Quote
Via GoCompare

Policy Expert

★★★★☆4.3 / 5
£14–£24/mo*
award-winning value
  • Frequently top-rated for value
  • 5★ Defaqto cover options
  • Excellent customer review scores
Get Quote
Via MoneySuperMarket

LV= (Liverpool Victoria)

★★★★☆4.4 / 5
£19–£30/mo*
5★ Defaqto cover
  • Accidental damage options
  • Alternative accommodation cover
  • Strong claims reputation
Get Quote
Via MoneySuperMarket

Co-op Insurance

★★★★☆4.2 / 5
£16–£27/mo*
member benefits
  • Ethical mutual with member rewards
  • Flexible buildings & contents limits
  • Optional family legal protection
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Compare buildings & contents quotes from many home insurers at once.

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Life Insurance

From ~£4–£8/mo for £100k level term (healthy 30-year-old)

Level or decreasing term cover to protect your family, mortgage or income. Premiums are lowest when you’re young and healthy.

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Vitality Life

★★★★☆4.4 / 5
£6–£12/mo*
£100k level term
  • Vitality Programme rewards for healthy living
  • Premium discounts that can grow over time
  • Optional serious-illness & income cover
Get Quote
Via MoneySuperMarket

Legal & General

★★★★★4.5 / 5
£5–£9/mo*
£100k level term
  • One of the UK’s largest life insurers
  • Terminal illness cover included
  • Free parent life cover option
Get Quote
Via MoneySuperMarket

Aviva

★★★★☆4.3 / 5
£5–£10/mo*
£100k level term
  • Flexible level or decreasing term
  • Optional critical illness cover
  • Instalment-free monthly payments
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Via MoneySuperMarket

Royal London

★★★★☆4.4 / 5
£5–£9/mo*
£100k level term
  • UK’s largest mutual life & pensions insurer
  • Free remote GP & counselling services
  • Annual ProfitShare for eligible members
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Affiliate partner

Co-op Life Insurance

★★★★☆4.2 / 5
£6–£11/mo*
£100k level term
  • Simple online application
  • Member rewards from the Co-op
  • Optional critical illness add-on
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Compare life cover quotes from multiple insurers in one search.

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Health Insurance

UK individual average: ~£60–£105/mo (2026)

Private medical insurance for faster diagnosis, specialist access and choice of hospital. Costs rise with age and cover level.

Affiliate partner

Vitality Health

★★★★☆4.4 / 5
£70–£110/mo*
comprehensive individual cover
  • Rewards: gym, Apple Watch & cashback perks
  • Fast-track specialist referrals
  • Build-your-own cover modules
Get Quote
Via MoneySuperMarket

Bupa

★★★★☆4.3 / 5
£78–£120/mo*
comprehensive individual cover
  • UK’s largest health insurer
  • Bupa health centres & digital GP
  • Wide hospital & consultant network
Get Quote
Via MoneySuperMarket

AXA Health

★★★★☆4.2 / 5
£65–£105/mo*
modular cover
  • Build-your-own modular policy
  • Online GP & mental health support
  • No-claims discount over time
Get Quote
Via MoneySuperMarket

Aviva Health

★★★★☆4.2 / 5
£60–£100/mo*
flexible individual cover
  • Digital GP app included
  • Optional dental & optical add-ons
  • Speedy specialist access pathway
Get Quote
Via MoneySuperMarket

WPA

★★★★☆4.3 / 5
£55–£95/mo*
not-for-profit heritage
  • Not-for-profit health insurer
  • Transparent claims-based pricing
  • Personal customer service reputation
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Compare private health insurance quotes across providers.

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Insurance comparison FAQs

Are these prices real quotes?

No. The price ranges are illustrative estimates based on 2026 UK market averages and typical premiums. Your actual quote depends on your age, postcode, claims history, cover level and the insurer’s underwriting. Always get a personalised quote before buying.

How are the ratings decided?

Ratings are our indicative editorial scores reflecting cover quality, customer reputation and value. They are not official Defaqto or regulator ratings and should be used as a starting point, not the only factor.

Do you make money from these links?

Some “Get Quote” buttons are affiliate links. If you get a quote or buy a policy through them, we may earn a commission at no extra cost to you. This never changes the price you pay or which insurers we show.

How can I lower my premium?

Compare at renewal rather than auto-renewing, increase your voluntary excess, bundle policies (e.g. car + home), improve security, pay annually instead of monthly, and keep your no-claims record. Comparing several insurers is usually the single biggest saving.